WEBSITE TERMS OF USE
Last updated on May 13, 2026
This website, www.growcpa.ca, including all pages, linked websites owned or operated by us, content and subdomains (collectively, the “Site”), is owned and operated by Grow CPA LLP, a business operating under the laws of Ontario, Canada. In these Terms of Use (“Terms”), “we”, “us” and “our” means Grow CPA LLP, and “you” or “your” means any individual user of our Site or, if you are using this Site on behalf of your employer or organization, both you and that employer or organization.
NOTICE: It is your responsibility to carefully read these Terms before using our Site or purchasing, registering for, downloading, accessing, or using any of our products or services, whether free or paid, including but not limited to our website content, newsletters, blogs, webinars, courses, resources, digital downloads, client portals, written content, audio or video content, or other resources (collectively, “Services”). These Terms, together with our Privacy Policy, govern your use of the Site and Services and are legally binding on you.
USE OF OUR SITE AND SERVICES
When you accessed our Site or opted in to any of our Services, you were given reasonable notice that these Terms existed. By accessing and continuing to use our Site, or by clicking to accept or agree to these Terms when the option is made available to you, you agree to be bound by and abide by these Terms and our Privacy Policy. These Terms incorporate by reference our Privacy Policy, which explains how we collect, use, disclose, and safeguard your personal information. By using our Site or Services, you acknowledge that you have read and agree to our Privacy Policy.
You must be of legal age of majority in your place of residence to use our Site and access our Services. By using this Site and accessing our Services, you represent and warrant to us that you are of legal age of majority in your place of residence and can form a legally binding contract.
While we aim to keep this Site as up to date as possible, we cannot guarantee that all content on our Site is entirely accurate, complete, or up to date. We reserve the right at any time to modify or discontinue, in whole or in part, any Services offered or change the prices of Services without notice. We are not liable to you or any third party for any modification, price change, suspension, or discontinuation of any Services.
If you wish to access, correct, or request deletion of your personal information, please refer to the “Your Rights” section of our Privacy Policy for details on how to submit a request and the process we follow, including applicable exceptions. You may contact us at hello@growcpa.ca to initiate any such request. More information about how we collect, process and store your personal information can be found in our Privacy Policy.
PURCHASE TERMS
Online Purchases
All orders, purchases, or transactions made through this Site are subject to these Terms. Additional terms may apply to specific Services, offers, courses, programs, digital products, client portals, or checkout pages where indicated, and those additional terms are incorporated into these Terms by reference.
Fees and Pricing
All fees and prices are listed in Canadian dollars unless otherwise stated and are subject to change without notice. The price charged will be the price advertised on our Site at the time your order is placed, subject to any applicable promotions. Any price increase will only apply to orders placed after the increase is posted. All prices are exclusive of applicable taxes, which will be clearly itemized at checkout and confirmed in your order confirmation email where applicable. We reserve the right to correct any pricing errors, inaccuracies, or omissions at any time and to cancel any orders arising from such occurrences.
Payment Method
Payment must be received before we accept your order or provide access to paid Services unless otherwise agreed in writing. We may accept payments through third-party payment processors, including Stripe or other processors identified at checkout. You represent and warrant that: (i) your payment information is true, correct, and complete; (ii) you are authorized to use the payment method provided; and (iii) charges will be honoured by your payment provider.
Payment Authorization
For recurring payments, subscriptions, memberships, retainers, or payment plans, you authorize us to continue charging your payment method through any third-party payment processor we use until payment is received in full, in accordance with the payment terms accepted at checkout or otherwise agreed in writing.
Refunds
Unless a specific Service, checkout page, program agreement, engagement letter, or written policy states otherwise, all sales are final and we do not provide refunds. If you have questions about any Services, please contact us before purchase.
Chargebacks
Prior to initiating a chargeback, you agree to contact us and allow 14 days to resolve the issue. In the event of a chargeback, we reserve the right to revoke your access to our Services, submit all relevant purchase records to the payment processor, and seek recovery of any amounts determined to be wrongfully charged back.
INTELLECTUAL PROPERTY AND OWNERSHIP OF RIGHTS
Ownership of Intellectual Property Rights
All content, resources, materials, digital products, images, text, designs, graphics, icons, videos, logos, taglines, trademarks, service marks, copyright, and other intellectual property on our Site, within our Services, or posted on social media is owned by us unless attributed otherwise (collectively, “Intellectual Property”). All content on the Site and in any Services is proprietary to us and may not be modified, copied, reproduced, republished, uploaded, posted, transmitted, distributed, sold, licensed, or otherwise used except as expressly permitted by these Terms or by our prior written consent.
You may only use our Site for your personal and non-commercial use unless otherwise expressly agreed in writing. You shall not directly or indirectly reproduce, compile for an internal database, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material on our Site in any form or medium except:
your computer and browser may temporarily store, or cache, copies of materials being accessed and viewed;
a reasonable number of copies may be printed for personal use only, provided all proprietary notices remain intact and the copies are used only for lawful personal use and not for further reproduction, publication, or distribution; and
where social media platforms are linked to certain content on our Site, you may take such actions as our Site and those third-party social media platforms permit.
You are not permitted to modify copies of any materials from this Site or delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this Site. You must not access or use for any commercial purposes any part of the Site or any Services or materials available through the Site unless otherwise expressly set out in writing.
Linking to our Site and Social Media
Before you link to our website or social media, please ensure you are following our guidelines for doing so. If you wish to link to our Site as a source for a blog, article, or other marketing or promotional purpose, you are required to include a direct link to our Site in the cited material. You are not permitted to share copied information or content from our Site without our express written permission. All links to our Site must make clear that you do not have any association with or endorsement from Grow CPA LLP unless you have a separate written agreement with us.
You are not permitted to repost any of our information on your own website or social media account without our express written permission. You agree to immediately remove any content when requested by us.
Digital Product Licensing
When you purchase or access any of our digital products, including but not limited to any videos, workbooks, courses, downloads, templates, services, or other resources (collectively, “Digital Products”), you are granted a limited, non-transferable, non-exclusive, revocable license for personal or internal business use only.
As part of your limited license, you may:
access and use the Digital Product for your own personal or internal business use; and
download or print materials for your use only where that functionality is made available.
You may not:
share, resell, or distribute the Digital Products to others, including by sharing your account login details;
copy or modify the Digital Products for redistribution;
use the Digital Products, in whole or in part, as inspiration or make minor changes to any part of the Digital Products for resale, sharing, or distribution as your own work; or
claim the Digital Products or any variations as your own.
Right to Retire Services
We reserve the right to retire, discontinue, or withdraw any of our Services from sale at any time and for any reason, without notice and without liability. Retirement of a Service does not affect your right to continue using the version you received, but we are under no obligation to provide updates, support, access to future versions, or continued availability of any platform or delivery mechanism associated with the Service.
Violations and Indemnity
We take violations and infringement of our Intellectual Property rights seriously. We reserve the right to revoke your access to our Site and Services for any misuse or infringement and further reserve the right to take whatever legal steps are necessary to protect and enforce our Intellectual Property rights.
SECURITY
General
You understand that the transmission of information via the internet is not completely secure. Although we make commercially reasonable efforts to protect your information, we cannot guarantee the security of your personal information transmitted to our Site. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on our Site.
Account Security
You are responsible for safeguarding any login details associated with accessing our Services. If you suspect your account has been compromised, please contact us immediately.
Use of Third-Party Applications
We use third-party platforms to deliver Services, process payments, host content, manage communications, provide analytics, schedule appointments, maintain client records, provide bookkeeping and accounting services, and operate our business. These may include Thrivecart, Squarespace, Stripe, Google Analytics, Flodesk, Karbon HQ, QuickBooks Online, Hubdoc, Gmail, ChatGPT, and other trusted service providers we use from time to time. Your data may be stored or processed by these third parties. Refer to our Privacy Policy for more details.
Confidentiality
Unless you have entered into a separate written engagement letter or agreement with us, we do not owe you any duty of confidentiality with respect to communications or materials you submit through this Site. Please do not share confidential, proprietary, sensitive, financial, tax, or personal information through our Site unless we have specifically requested it through an appropriate secure channel or entered into a written engagement governing that information. For clarity, nothing in this clause limits or affects our obligations with respect to your personal information as set out in our Privacy Policy.
USER CONTENT AND COMMUNICATIONS
By submitting any content to us, including but not limited to comments, testimonials, feedback, images, photos, or other materials, whether through a form, submission portal, contest, review platform, social media, or direct communication, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and publish that content for the purposes of promoting and marketing our Services, unless you expressly tell us in writing that we may not do so. This license does not apply to content passively collected through your general use of our Site, such as through cookies or tracking technologies.
You represent that you own or have the right to submit any content you provide to us and that it does not infringe the rights of any third party. We reserve the right to moderate or remove any submitted content at our discretion.
You agree not to submit content that is unlawful, defamatory, harmful, spam, misleading, confidential, sensitive, or that infringes on the rights of others.
Prohibited Behaviour
By using our Site, you agree not to misuse or tamper with our Site, including but not limited to hacking, introducing viruses, trojans, worms, logic bombs, or other technologically harmful material that would harm the functionality of, or jeopardize the security of, our Site. We will immediately report any such breach or what we deem in our discretion to be harmful activities to the relevant law enforcement authorities. Any claims arising from your misuse of our Site are subject to the indemnity obligations set out in the Limitation of Liability and Indemnity section of these Terms.
ASSUMPTION OF RISK AND DISCLAIMERS
Assumption of Risk
Use of this Site is at your own risk. You understand and agree that use of our Site, its contents, and the purchase or use of any Services, items, or information found or obtained through this Site is at your own risk. While we host our Site on a reputable platform and take commercially reasonable efforts to maintain the Site, we make no representations, warranties, or guarantees as to your individual safety when using our Site. You further assume all risk associated with your access to and use of any information or materials provided to you on the Site, through the Services, or on any other pages, platforms, or profiles maintained by us, and any subsequent actions you choose to take or not take as a result of the information, influence, or educational materials made available to you.
Warranties Disclaimer
We make no warranties as to our Site, the Services, or any related materials. You agree that our Site and Services are provided “as is” and without warranty of any kind, either express or implied. To the fullest extent permissible under applicable law, we expressly disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
No Guarantees; Testimonial Disclaimer
While we may reference certain results, outcomes, business growth, tax savings, financial savings, financial results, or other situations on this Site or relating to our Services, you understand and agree that we make no guarantee as to the accuracy of any third-party statements or the likelihood of success for you as a result of any statements or testimonials contained on our Site or in relation to our Services. The testimonials, statements, or opinions presented on our Site are the results or experiences of the individuals who provided them. Results or experiences of each individual may vary. The testimonials used on our Site do not guarantee the same or similar result or experience of others who use our Site or Services. All testimonials provided on our Site were voluntarily provided without payment or in exchange for compensation unless expressly indicated otherwise.
General Disclaimer
To the fullest extent permitted by law, we expressly exclude any liability for any indirect or consequential loss or damage incurred by you or others in connection with the use of our Site or Services, including without limitation any liability for any accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical, mental, emotional, or spiritual injury or harm, loss of income or revenue, loss of business, loss of profits or contracts, anticipated savings, loss of data, loss of goodwill, and for any other loss or damage of any kind, whether caused by negligence, breach of contract, or otherwise, whether foreseeable or unforeseeable.
Earnings, Business and Financial Disclaimer
You agree that individual outcomes will vary. Case studies, testimonials, examples, or references to outcomes are not indicative of guaranteed results. Each individual user approaches our Site and Services with different circumstances, business models, income levels, motivation, records, compliance obligations, and other factors outside of our control. We cannot guarantee your success, business growth, tax savings, financial savings, or financial gain merely upon access of our Site or your use of Services.
Third Party Disclaimer
You acknowledge and agree that we are not liable for any defamatory, offensive, or illegal conduct of any third-party participant or user.
Technology Disclaimer
We make reasonable efforts to provide you with modern, reliable technology, software, and platforms from which to access our Site and Services. In the event of a technological failure, you accept and acknowledge that we are not responsible or liable for that failure or any resulting damages to you or your business. While we will make reasonable efforts to support you, some technological issues are outside our control, and you may need to access support from a third-party provider. We do not warrant that the Site will be functional, uninterrupted, correct, complete, appropriate, or error-free, that defects will be corrected, or that any part of the Site or Services are free of viruses or other harmful components. We do not warrant or make any representations regarding the use or results of the use of our Site, Services, related materials, or third-party websites in terms of their correctness, accuracy, timeliness, reliability, or otherwise.
Use of Artificial Intelligence Disclaimer
We may use artificial intelligence technologies (“AI”) to assist in the creation, editing, formatting, organization, analysis, or delivery of content, resources, communications, and other materials on our Site or through our Services, including AI-assisted text, graphics, images, audio, video, or automated responses.
Where content is created or curated by us, it is reviewed prior to publication. Where content is generated or delivered dynamically or in real time, it is subject to our general content policies and this disclaimer and may not be individually reviewed prior to delivery. We assert all available intellectual property rights in our content and materials, including any human-authored, curated, selected, or arranged elements, to the fullest extent permitted by applicable law. Any AI-generated elements are used in accordance with the applicable platform terms and licenses.
Not Professional Advice
Nothing on our Site or through our Services constitutes professional advice of any kind, including but not limited to accounting, tax, financial, legal, medical, nutritional, or mental health advice, unless and until we have entered into a separate written engagement letter with you that specifically sets out the professional services to be provided by Grow CPA LLP. No professional, fiduciary, accountant-client, or advisor-client relationship is created by your use of our Site or Services alone.
Although members of our team may hold professional designations, including Chartered Professional Accountant designations, the general information on this Site and in publicly available Services is provided for informational and educational purposes only and is not tailored to your specific situation. You are solely responsible for any decisions or actions you take based on our content or materials, and we strongly encourage you to seek qualified professional advice specific to your circumstances and jurisdiction.
By visiting our Site, no accountant-client relationship is formed. We owe you no duty of confidentiality or other professional duty as a result of your use of our Site or Services unless we have expressly agreed to enter into a professional engagement with you through a written engagement letter signed by the applicable parties.
Third-Party Contributors
We may provide content to you written by third-party contributors on our Site. While we make reasonable efforts to ensure contributors are qualified in their industry and reflect our values, we make no guarantees of quality or accuracy. Third-party content on the Site is opinion-based and must not be interpreted as our opinion or as specific advice. We are not liable for any third-party contributors’ content or opinions. You must not rely on Site content or third-party contributors’ opinions and should always seek appropriate professional advice.
Online Store Disclaimer
Certain products may be available exclusively online through the Site and in limited quantities. We have made reasonable efforts to display as accurately as possible the colours and images of our products that appear on the Site. We cannot guarantee that your computer monitor’s display of any colour will be accurate. We reserve the right, but are not obligated, to limit the sale of products or Services to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis. All descriptions of products, Services, and pricing are subject to change at any time without notice, and we reserve the right to discontinue any product or Service at any time. We do not warrant that the quality of any products or Services will meet your expectations, or that any errors in the Services will be corrected.
LIMITATION OF LIABILITY AND INDEMNITY
Except where prohibited by law, in no event shall Grow CPA LLP, or where applicable, its partners, directors, officers, employees, contractors, affiliates, agents, service providers, licensors, licensees, suppliers, or successors (collectively, the “Released Parties”) be liable for negligence, gross negligence, negligent misrepresentation, fundamental breach, damages of any kind, under any legal theory, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to personal injury, pain and suffering